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Fixed Annuity Definition, Fixed Indexed Annuities, Lifetime Income Annuity
WARNING Don't Buy An Immediate Life Annuity Until You Discover The Real Math.When Is 7.93% Really A 2.932% Return Rate? $1.000.000 ( One Million Example)
We can get you a SPIA, but a single premium immediate annuity (spia) is locked in at today's low rates. It is not adjustable and will not increase. Quote Request Income NOW riders on fixed annuities are the most flexible. You are NOT annuitizing and the income can increase when the fixed annuity increases. The life annuity income can be stopped and restarted. If the fixed annuity yields 8% one year, you can take that out instead of the income rider payment. You'll enjoy much more potential and a guaranteed income. Fixed annuities can easily be annuitized (immediate annuity) in the future if base interest rates increase substantially as they did briefly in the early 80's. The year 1982 was the best time to buy a life income annuity also known as an immediate annuity. Doesn't it make sense to lock in immediate life annuities when rates are higher? Immediate annuity rates are likely to be much higher in just a few short years due to the massive Government stimulus. Many economists are predicting hyper inflation in the near future. Which is why you should not buy an immediate annuity now! Receive the income you need NOW and possibly more income later. 800-286-1812 You can choose to annuitize (immediate life annuity) at any time after the 1st year with a select few fixed annuity companies, as it is likely your plans may change in the future. When you call, I will ask a few questions and email your quotes. In addition to the income rider you can take more out under the 10% free withdraw provision as needed. Isn't that better? Jeff McLeod, LUTC Annuity With Current Guaranteed Income Quote 800-286-1812 |
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